2018-2019 Student Handbook
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All financial aid awards are subject to their terms and conditions. Every award recipient is required
to read and accept each term and condition and is expected to understand the impact each one has
on his or her situation. All Terms and Conditions are published on the Financial Aid Terms and
Conditions document each student signs when accepting aid.
Types of Financial Aid
Institutional Aid
Descriptions and application steps for all available grants and scholarships are published online and
can be accessed here. They are also published in the Academic Catalog.
Federal Student Loans
The Financial Aid Office is committed to helping students understand the various implications of
student debt both in school and long-term. The Loan Management page is designed to help students
consider all aspects of responsible borrowing.
The Direct Unsubsidized Loan is the primary federal student loan program available to graduate
students. Students who need additional assistance beyond the Direct Unsubsidized Loan are
encouraged to consider the Direct Graduate PLUS Loan program prior to pursuing alternative loan
programs from private lenders.
Federal Work Study
Students with high financial need are encouraged to apply for a variety of Federal Work Study
positions available at Denver Seminary. Application steps include completing a FAFSA and applying
for the position. All work study position are listed on the Employment page of Denver Seminary's
website.
Veteran's Educational Benefits
Denver Seminary works with the Department of Veterans Affairs to ensure that eligible recipients of
veterans' educational benefits obtain available assistance, including the following programs: Post-
9/11 GI Bill, Montgomery GI Bill, Vocational Rehabilitation, Survivors and Dependents Education
Assistance, and Tuition Assistance. Additional details on these programs are published through the
VA here.
External Scholarships
External scholarship resources, including scholarship search engines, are posted on the Grants and
Scholarships page of the website.
Application
Applying for financial aid begins with completing a Free Application for Federal Student Aid (FAFSA)
and a Scholarship Application. The FAFSA determines eligibility for federal loans, federal work study,
seminary grants and need-based scholarships. Both forms must be completed on an annual basis in
order to maintain eligibility for all financial aid, with the exception of renewable scholarships.