Denver Seminary

West Texas Handbook 2018-2019

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2018-2019 Student Handbook 24 All financial aid awards are subject to their terms and conditions. Every award recipient is required to read and accept each term and condition and is expected to understand the impact each one has on his or her situation. All Terms and Conditions are published on the Financial Aid Terms and Conditions document each student signs when accepting aid. Types of Financial Aid Institutional Aid Descriptions and application steps for all available grants and scholarships are published online and can be accessed here. They are also published in the Academic Catalog. Federal Student Loans The Financial Aid Office is committed to helping students understand the various implications of student debt both in school and long-term. The Loan Management page is designed to help students consider all aspects of responsible borrowing. The Direct Unsubsidized Loan is the primary federal student loan program available to graduate students. Students who need additional assistance beyond the Direct Unsubsidized Loan are encouraged to consider the Direct Graduate PLUS Loan program prior to pursuing alternative loan programs from private lenders. Federal Work Study Students with high financial need are encouraged to apply for a variety of Federal Work Study positions available at Denver Seminary. Application steps include completing a FAFSA and applying for the position. All work study position are listed on the Employment page of Denver Seminary's website. Veteran's Educational Benefits Currently, Veteran's Educational Benefits are not offered for the West Texas Campus. External Scholarships External scholarship resources, including scholarship search engines, are posted on the Grants and Scholarships page of the website. Application Applying for financial aid begins with completing a Free Application for Federal Student Aid (FAFSA) and a Scholarship Application. The FAFSA determines eligibility for federal loans, federal work study, seminary grants and need-based scholarships. Both forms must be completed on an annual basis in order to maintain eligibility for all financial aid, with the exception of renewable scholarships. Awarding and Disbursing Aid Scholarship Committee Beginning in March for fall awards and November for spring awards, the Scholarship Committee meets on a monthly basis leading up to the applicable semester to award grants and scholarships to

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