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Cru Discount
A tuition discount for students who are full-time or part-time employees of Cru.
Navigators Discount
A tuition discount for students who are full-time employees of Navigators who wish to pursue an
advanced certificate, diploma, or degree.
Church Partnership Discount
A tuition discount available to students who have church sponsorship of 40% or more of the student's
tuition.
Number
of
Credits
Residential
Programs
ThM or Fully
Online DMin %Discount
9 or more credits 6 or more credits 3 or more credits 10%
6-8 credits ꟷꟷ ꟷꟷ 7%
5 credits 4-5 credits 1-2 credits 5%
4 or less credits 3 or less credits ꟷꟷ 3%
Spouse Half-Tuition Discount
A 50% tuition discount available to spouses of full-time students. Both the student and spouse must be
attending Denver Seminary concurrently and be enrolled in master's-level courses, with the discount
applied to the spouse taking fewer credits. It is not necessary for the spouse receiving the discount to be
enrolled in a degree program.
Youth for Christ Discount
A tuition discount for students who are full-time employees of Youth for Christ who wish to pursue an
advanced certificate or degree.
External Scholarships
External scholarship resources, including scholarship search engines, can be found on the grants and
scholarships page at http://www.denverseminary.edu/admissions/financial-aid/.
Federal Loans
All student loan borrowers are encouraged to educate themselves on proper loan management prior to
applying for loans. Students should consider all aspects of debt management prior to borrowing including,
but not limited to: (1) average anticipated salaries, (2) recommended debt-to-income ratios, (3) estimated
monthly payments, (4) various repayment plan options.
Though our office will advocate for the use of student loans in order to help meet any unmet financial
need, we encourage all students to borrow cautiously. Borrowers are encouraged to regularly check their
federal student loan balances at https://nslds.ed.gov/nslds/nslds_SA/ to ensure up-to-date awareness and
accuracy of their loan details.
Direct Unsubsidized Loans
Direct Unsubsidized Loans are the primary federal loan type currently available for graduate-level
students. The interest rate is a variable-fixed rate; the rate is tied to national financial markets and is
recalculated each summer based on current rates. The current rate at the time a loan is taken out will be
locked in for the life of that loan. For up-to-date interest rate information, visit
https://studentaid.ed.gov/sa/types/loans/subsidized-unsubsidized#interest-rates. The $20,500 annual limit
for Direct Unsubsidized Loans remains unchanged. Additional details including interest rates, payment
options, and other applicable details can be found here: https://studentaid.ed.gov/sa/types/loans
https://studentaid.ed.gov/sa/types/loans.
