Denver Seminary

2024-2025 MDiv and MA Budget Worksheet

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Reference Guide for Seminary-Estimated Costs Estimates are based on market analysis of local and national prices, including enrollment in a competitive health insurance plan. Housing estimates are reflective of on-campus residency at Denver Seminary. Because estimates are based on market valuations, they are subject to change and fluctuate with the economy. Tuition & Fees Cost per year is based on a 3-year completion track for M.A. programs and a 4-year completion track for M.Div. programs. Students in an M.Div. program will need to maintain an average of 19-20 credit hours per year; students in M.A. programs will need to maintain an average of 18 credits per year. Tuition ............................................ Based on 21 credits per year at $700 per credit hour. This course load reflects a schedule of 9 credit hours during the fall and spring semesters with 3 credit hours during the intersession or summer. Fees ..............................................Some courses have special fees for materials and testing, but this will vary. Books .............................................. This cost will vary depending on the kinds of books and amount needed. Supplies ......................................Pens, notebooks, folders, backpack/satchel – any supplies for use as a student Housing Rent.................................................. Single student: based on 2-bedroom apartment w/roommate ($1,100/month) Married student: based on 2-bedroom apartment for family ($2,200/month) Security Deposit ........................ Nonrefundable deposit required to reserve apartment Renters Insurance ................... Required for on-campus and most off-campus housing Utilities/Phone .......................... Will vary Transportation Public Transit ............................. Referring to bus, light rail, taxi, etc. Automobile .................................. Purchase price, insurance, registration, maintenance, and fuel costs Living Expenses Food ................................................. Groceries for home use and occasional restaurant meals (Est. $275/mo per person) Clothing .......................................... Winter clothes and other clothing needs Laundry ......................................... Supplies and service costs Personal Care ............................. Hygiene, hair care, beauty/grooming products, etc. Recreation/Gifts ....................... Trips, conferences, local activities, church giving, etc. Medical Health Insurance ...................... Required for all international students and dependents (Est. $180/mo per person) Eye Care/Dental ........................ Generally this is separate from health insurance Other Costs (Not included in estimated total) Airfare ............................................ Referring to costs associated with traveling to/from U.S.; will vary Laptop/Computer .................... Purchase price, software, and cost of accessories will vary

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