Issue link: http://denverseminary.uberflip.com/i/316680
36 Urban Pastor Scholarship A scholarship fund available to students who are pastors in a paid position (at least 20 hours per week) of a local church that meets in one of the following locations: (1) midtown, the city's central business district (usually a location for banks, state or city office buildings); (2) inner-city (generally one of the most dete- riorating parts of the city); or (3) inner-urban neighborhood (basically residential, but can have a mixture of neighborhood businesses). Priority is given to those in a church within the Denver Metro area. Recipients must enroll at least half-time but will be limited to no more than three courses per semester. Young Life Scholarship A scholarship fund available to students who exhibit a heart for evangelism and the desire to work with youth. Applicants must be able to commit to work for Young Life of Littleton (at a Littleton high school) for a minimum of fifteen hours per week. Priority is given to students who have earned less than twenty semester hours. Tuition Discounts Unlike grants and scholarships, tuition discounts are not competitive. The discount will be awarded if the applicant qualifies. Like grants and scholarships, discounts are subject to the terms and conditions listed in the Student Handbook. Campus Crusade for Christ Discount A tuition discount for students who are full-time employees of Campus Crusade for Christ in the Great Plains region. Church Partnership Discount A ten percent tuition discount available to students who have church sponsorship of forty percent or more of the student's tuition. Recipients must register for at least twelve semester hours. Spouse Half-Tuition Discount A 50 percent tuition discount available to spouses of full-time students. Both the student and spouse must be attending Denver Seminary concurrently and be enrolled in master's-level courses, with the discount applied to the spouse at the lesser amount of credits. It is not necessary for the spouse receiving the discount to be enrolled in a degree program. External Scholarships External scholarship resources, including scholarship search engines, can be found on the grants and scholarships page at http://www.denverseminary.edu/student-life/financial-aid/. Federal Loans All student loan borrowers are encouraged to educate themselves on proper loan management prior to applying for loans. The loan management page is designed to help students consider all aspects of debt management including, but not limited to: (1) average anticipated salaries, (2) recommended debt-to- income ratios, (3) estimated monthly payments, (4) various repayment plan options. Borrowers with high aggregate student loan debt (typically $40,000 or more) will be requested to develop a financial plan with the Financial Aid Office by completing a budget worksheet and possibly also meeting with a financial aid counselor. Borrowers are encouraged to regularly monitor the National Student Loan Data System (www.nslds.ed.gov) and the Federal Student Loan Servicing site (https://studentloans.gov) to ensure up- to-date awareness and accuracy of their loan details.